Workers Compensation Insurance for Colorado Schools

January 25, 2019

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At All Access Insurance, having a workplace that is protected gives you extra security.

As a Colorado employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.

Colorado Department of Labor and Employment says: 

Workers' compensation is a type of insurance coverage that employers must provide for their employees. For employees who are injured on the job or develop occupational diseases, this insurance pays for medical expenses and partial wage replacement during periods of temporary disability. It may also provide permanent impairment benefits for those who qualify. The cost of workers' compensation insurance is paid entirely by the employer and may not be deducted from an employee's wages.

Workers' compensation benefits are based on the date of injury. Since the laws change through the years, there may be different benefits depending on when you were injured. If you are injured on the job, you should know that papers need to be filed correctly and within the right number of days. You must follow all rules and procedures or you might not get all the benefits you may be entitled to receive.

All Access Insurance can offer many different programs for different industries in Colorado, in order to customize a package that fits your needs and industry. We take a proactive approach to our clients' Workers Compensation challenges. We will work to reduce your insurance costs, thereby saving you money this year and years to come.

Coverage and benefits can be obtained for the worker no matter who is at fault. For those workers injured in the workplace, medical expenses and income replacement may be necessary. Our network of companies and experienced agents can analyze your Colorado work comp insurance needs. By contacting us today, we can assist and guide you through these complicated steps.

How does this benefit the Colorado business owner?

  • Reduced injuries and losses 
  • Reduced medical and disability costs 
  • Reduced policy adjustments 
  • Reduced premium costs 

Servicing your work comp insurance needs in Colorado

Having the proper Colorado workers compensation coverage can protect your employees and your business from loss and financial damage. All Access Insurance, we can service your work comp insurance needs in the greater Denver area including Aurora, Castle Rock, Centennial, Denver, Highlands Ranch, and Parker areas.

 

Keeping you protected.

 

Rick

 

All Access Insurance in Littleton, CO,  who represents multiple insurance companies as a “Broker” and provides products for auto, home,  commercial, workers compensation, and much more! Call us today for a free quote at (303) 932-1700