We are offering a program that is for Artisan Contractors doing commercial and residential work.   What is an artisan contractor? I would explain it best as someone that can provide a service to make your home or business look better, like:

• Landscapers
• Concrete contractors
• Painting contractors
• Roofers
• Remodelers
• Gutter Contractors
• Grading and Excavation Contractors
• General Contractors
• Masonry Contractors
• Solar Installation

You are definitely seeing them out and about right now. As the weather warms up, this is when these types of businesses thrive because much of their work is weather permitting.   Artisan contractors can also be described as: “The category of artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer’s premises. Carpenters, plumbers, electricians, roofers and tree surgeons are some of them. Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators. Special insurance needs of this group include coverage for equipment and tools that are often moved around and for the value of work done for a customer until it is finished. For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Businessowners Policy (BOP) especially tailored to their needs. Although marketed under a variety of names, these policies will typically have provisions similar to the BOP's.” according to iii.org. Some other service classifications that this policy can cover are:

• Fitness or dance instructors
• DJ’s
• Photographers
• Equipment rental companies
• Medical equipment
• Catering companies
• Loggers
• Mobile mechanics
• Crane operators

  This speciality “Inland Marine” program is offered through us in conjunction with BTIS.  Coverage is available for buildings, stock, business property, tools, equipment, installation floaters, leased or rented equipment, EDP and more.   We are able to cover large equipment like loaders, excavators, concrete pumps and large commercial office and retail buildings and some manufacturing and processing buildings under this type of policy.   Think of people you know that do these kinds of jobs.  If you know someone that this coverage could benefit, do us a favor and mention to them that All Access Insurance in Colorado might have a policy that would benefit them.   Have them call us today for a free quote at (303) 932-1700   Keeping you protected,   Rick