Let’s face it.  You can be insured for about anything. That is where All Access Insurance comes in. We are experts at insurance. We learn about you and your business and then recommend what you’ll need to ensure you are covered based on your type of business. This is what we know, people are very glad they have insurance when they need it. The real question is, “Can you afford to not be covered?”   I’d like to show you a few types of coverage you may not be familiar with offered through our partner The Hartford:   Marine Coverage Helps protect electronics businesses that operate domestically and internationally, whether transporting over the ocean or inland. Tailored coverages include Ocean Cargo insurance, which helps cover most lawful shipments of goods, freight and merchandise; Warehouse Legal Liability Insurance, which helps cover physical loss or damage of property that occurs during storage, cross-docking, or other activities in which electronics businesses engage, and Domestic Shipper’s Interest.   Multinational Service All Access Insurance offers U.S. domiciled companies a spectrum of coverage that goes far and wide. Whether you need to cover employees traveling abroad or a whole overseas enterprise, we can offer the right package of protection with options  – in one coordinated insurance program.   Umbrella Coverage Helps increase a business’s liability protection when a claim or lawsuit maxes out the limits of the business’s current coverage. In the event of a devastating lawsuit, the amount of liability protection from a business’s general liability insurance, commercial auto insurance and employer's liability policy may not provide enough financial protection. If this happens, underlying policy limits are used first and commercial umbrella coverage limits only kick in after those policies have reached their limits.   Management Liability Coverage Helps protect against management liability risks faced by electronics companies and their leaders. Our offering includes:

• Directors, Officers and Entity Liability Coverage (D&O) – helps protect electronics companies, their directors, officers and management team against loss that arises out of the day-to-day operations and management of the company.
• Employment Practices Liability Coverage (EPL) – helps protect electronics companies from damages and defense costs that arise out of employment-related disputes, including but not limited to alleged discrimination, sexual harassment, violation of the Family and Medical Leave Act, refusal to hire and wrongful termination or discipline.
• Fiduciary Coverage – helps cover employee claims related to the design, administration and maintenance of company-sponsored retirement, health, and other employee benefit plans.
• Crime Coverage – helps protect electronics companies against loss from employee theft, computer fraud, and other similar crimes.
• Kidnap/Ransom & Extortion Coverage – helps protect company employees if they are kidnapped in the U.S or while on business abroad.

Risk Engineering Our innovative Risk Engineering team strives to help companies run safer and ultimately more profitable businesses with loss control services that include risk exposure evaluations, consultations, and recommendations for improving businesses’ safety and security.   Keeping you protected,   Rick   All Access Insurance in Littleton, CO,  who represents multiple insurance companies as a “Broker” and provides products for auto, home,  commercial, workers compensation, and much more!   Call us today for a free quote at (303) 932-1700