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Benefits of the Program
Philadelphia Insurance Companies provides a package of insurance uniquely designed to fulfill a wide range of special insurance needs for schools. Our comprehensive program includes coverage for private, academic and vocational schools from Pre K to College. Enrollment must be 5,000 students or less.
- Special causes of loss on building, contents, loss of income, and extra expense
 - Educators Professional Coverage available
 - Business Income Changes - Educational Institutions (Tuition Reimbursement)
 - Abuse and Molestation and Corporal Punishment Coverage is Available
 - Special Events - Including Fund-Raising Events
 - Blanket limits with large In-House Capacity
 
- General Liability, Educators Professional Liability, Excess Liability, Directors & Officers Liability and Employment Practices Liability all available with one carrier
 - Competitively priced broad causes of loss property form with built-in flexibility to meet all clients needs
 - Blanket limits with agreed value available (no coinsurance)
 - Business interruption with tuition reimbursement
 - Abuse and Molestation coverage available
 - Corporal Punishment coverage available
 - Ability to offer Flood and Earthquake coverages
 - Large Excess Limits available
 - Workplace Violence coverage available
 - Interest-free installments available for accounts that generate at least $2,000 in premium
 
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