Homeowners Need Buried Utility Line Insurance Coverage

July 26, 2019

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Emergencies are never expected, that is why they are emergencies.

It is the emergencies you would never imagine happening that surprise most people. Utility lines are things homeowners are not generally thinking of. There are so many other things to focus on as a  homeowner. 

As a  homeowner, you need utility line insurance coverage. It is the things under you house that you can not  see that you need to insure your household from. 

You can get Buried Utility Line Coverage in these areas: 

  • Water piping
  • Steam piping
  • Sewer piping
  • Drain piping
  • Power lines
  • Fiber optics
  • Cable lines
  • Sprinkler piping

Many homeowners do not know that the repair or replacement of service lines on their property may be their responsibility. Their homeowner’s policy may not cover damage to them. 

This insurance covers you in the event of leaks, breaks, tears, ruptures, collapses or arcs. Should you have a claim, coverage is available to pay for the damages of the utility line, excavation costs and expediting expenses to make repairs. 

You can get up to $10,000 in coverage for $30 and $20,0000 in coverage for $40 with a deductible of $500. This is a good investment. Imagine the stress of a situation like this without insurance in this area. If you carried $10,000 coverage for one year at $30 a month, that $360 would be much less than the cost of a massive repair without insurance. And for only $120 more you get an additional $10,000 coverage. 

My thinking is this, you’ll be very happy if you have this coverage. 

Keeping you protected.




All Access Insurance in Littleton, CO,  who represents multiple insurance companies as a “Broker” and provides products for auto, home,  commercial, workers compensation, and much more! Call us today for a free quote at (303) 932-1700.